CBN: All Banks To Commence Zero CoT

Effective from last week Friday, January 1, 2016, Nigerian banks are expected to charge nothing as Commission on Turnover (CoT) according to the gradual phase out plan of the Central Bank of Nigeria (CBN). The CBN in April 2013 had revised the guidelines on bank charges, introducing the gradual phasing out of commission on turnover. The revised guideline had introduced a gradual reduction of CoT from N5 per mile (per N1000) in early 2013 to N3 per mille or N1000, N2 per N1000 in 2014 and is to be N1 per N1000 in 2015 and finally phased out effective January 1, 2016. Although some banks had stopped charging CoT, some others still charge and in some cases above the stipulated N1 per mille which it was last year. Also for some banks, the amount charged as CoT depends on the customers’ relationship and ability to haggle with the bank. Last year, the apex bank had ordered deposit money banks to refund illegal fees charged customers over a period of one year, giving them 30 days to refund the excess charges or face severe penalties. Specifically, the central bank said some banks had been overcharging customers on the Commission on Turnover while some lenders had also imposed illegal maintenance fees on the CoT-free accounts.

Christians Should Not Celebrate Christmas (1), By Femi Aribisala

When Christians decorate green Christmas trees with lights, glitter and tinsel, little do they know they are following the God-forbidden protocols of a pagan festival in honour of an idol god! Christians are supposed to be disciples of Jesus. We call him Lord and Saviour; “the author and finisher of our faith.” ( Hebrews 12:2 ). Jesus gives us this charge: “Go to the people of all nations and make them my disciples. Baptise them in the name of the Father, the Son, and the Holy Spirit, and teach them to do everything I have told you.” ( Matthew 28:19-20 ). Nevertheless, many of us who call Jesus “Lord, Lord” do not do the things he says. ( Luke 6:46 ). Worse still, many Christians are unfamiliar with the teachings of Jesus. Jesus never told anyone to celebrate his birthday. If he wanted us to do so, he would have told us when and how. He did not. Moreover, we know from the scriptures that the early church never celebrated Jesus’ birthday. There is no such record in the Acts of the Apostles. We are told to remember the Lord’s death ( Luke 22:19 ), and not to celebrate his birth. Ungodly birthday parties Every birthday celebration recorded in the bible is ungodly; and results in either mischief or disaster. As one of the special features of his birthday, Pharaoh had one of his servants, the chief baker, hung. ( Gen 40:20-22 ). In similar fashion, one of the highlights of Herod’s birthday party was the beheading of John the Baptist. ( Matthew 14:6-11 ). Job fears the birthday parties of his children are prone to ungodliness: “When these birthday parties ended – and sometimes they lasted several days – Job would summon his children to him and sanctify them, getting up early in the morning and offering a burnt offering for each of them. For Job said, ‘Perhaps my sons have sinned and turned away from God in their hearts.’ This was Job’s regular practice.” ( Job 1:4-5 ). True enough, God wiped out all of Job’s children in one disaster that came while they were celebrating the birthday of his oldest son. ( Job 1:13-19 ). Thereby, Job came to realise the vanity of life. He cursed his birthday, saying: “Let the day perish on which I was born, and the night that said, ‘A man is conceived.’” ( Job 3:3 ). So does Jeremiah who exclaims: “Cursed be the day in which I was born! Let the day not be blessed in which my mother bore me!” ( Jeremiah 20:14 ). Birthday parties are carnal and worldly; therefore believers are never seen holding them in the scriptures. Jesus says: “Whoever loves his life loses it.” ( John 12:25 ). True believers do not celebrate every extra year spent on earth away from God. Unscriptural Christmas Jesus says: “Salvation is of the Jews.” ( John 4:22 ). However, Christmas is not Jewish: it is Roman. You will not find in the scriptures any of the things normally associated with Christmas, such as the exchanging of gifts; the Christmas tree; the singing of carols; Santa Claus; the hanging of the mistletoe and the burning of the yule log. These are all of pagan origin. Charles Spurgeon, the famous English preacher of the nineteenth century, said: “Certainly we do not believe in the present ecclesiastical arrangement called Christmas… we find no scriptural word whatever for observing any day as the birthday of the Saviour; and consequently, its observance is a superstition, because (it is) not of divine authority.” Christmas was not celebrated in the first centuries of the Christian church. The general Jewish pattern was to celebrate the death of a remarkable person rather than his birth. Thus, Solomon says: “A good name is better than precious ointment, and the day of death than the day of one’s birth.” ( Ecclesiastes 7:1-4 ). The word “Christmas” itself comes from the combination of two words; “Christ” and “mass.” The mass, according to Roman Catholicism, is a prayer read for the soul of a dead person. The contradiction of celebrating the death of Christ on a date alleged to be his birthday came about because Christmas originally had nothing whatsoever to do with the birth of Jesus. However, the Church of Rome absorbed the customs, traditions and general paganism of different tribes, cultures and nations, in the bid to make it easy for pagans to become Christians. Accordingly, a feast was established in memorial of Jesus in the fourth century. In the fifth century, the Roman Catholic Church ordered it to be celebrated forever on the same day as the pagan feast of the birth of the sun. Pagan Christmas December 25 celebrations actually started with sun- worshipers during the time of Nimrod; the man who supervised the building of the tower of Babel. His widow, Semiramis, said to be the queen of heaven, had a son called Tammuz; venerated by many as the god of the sun. It was believed that Tammuz died on December 22 and rose from the dead three days later. Emperor Aurelian of Rome proclaimed the sun god Tammuz to be the principal patron of the Roman Empire on December 25, 274 AD. The date corresponds with the winter solstice when pagans celebrate the renewed power of the sun. It was also the day of the Roman Saturnalia; a festival dedicated to Saturn, the God of Agriculture, after whom Saturday is named. The Romans also observed “the Kalends of January;” representing the triumph of life over death. The entire season was called Dies Natalis Invicti Solis; the “Birthday of the Unconquered Sun.” After Constantine, the Roman emperor, won the battle of the Milvian Bridge, he forced all the pagans of his empire to be baptised into the Christian church. So doing, Christianity became paganised, especially because pagans far outnumbered Christians. December 25, the date of Tammuz’s alleged rebirth, was then designated as also the birthday of Jesus. Christmas tree Thenceforth, pagan traditions of feasts, partying, giving and receiving of gifts and drunken orgies became grafted into the Christianity. This means whenever Christians say “Merry Christmas,” we are actually mixing the name of Christ with paganism. It is written in Jeremiah: “Thus says the LORD: “Do not learn the way of the heathen; do not be dismayed at the signs of heaven, for the Gentiles are dismayed at them. For the customs of the peoples are futile; for one cuts a tree from the forest, the work of the hands of the workman, with the ax. They decorate it with silver and gold; they fasten it with nails and hammers so that it will not topple.” ( Jeremiah 10:2-4 ). What we have here in the scriptures is a perfect description of the decorated Christmas tree. God castigates this as “the way of the heathen.” He expressly commands we should not subscribe to such idolatry. The green tree is mentioned 14 times in the bible and, in every instance, it is linked with idolatry. And yet, it is this same green tree that Christians use as our Christmas tree. The tradition of bringing an evergreen tree into homes and decorating it began with heathen Greeks who used it to worship their god Adonia. They claimed Adonia was killed and brought back to life by the serpent Aessulapius. Therefore, when Christians decorate green Christmas trees with lights, glitter and tinsel, little do they know they are following the God-forbidden protocols of a pagan festival in honour of an idol god! (TO BE CONTINUED)

7 YEAR OLD GIRL REVEALS THAT ADEBOYE,TB JOSHUA, OYEDEPO,ORITSEJAFOR, OLUKOYA AND OTHERS WILL NOT MAKE HEAVEN

According to NigeriaBreakingNews, Seven year old Iretioluwa is like every other children, but what makes her different is her spiritual proclamations, which makes her an extra-human being. When we were invited by her parents saying “our daughter wants you”. It was like a call not too clear. But upon enquiry made by our editor, we discovered that it was not just a call but a diving call that requires a diving response. Ireti-Oluwa has become a friend of Jesus Christ upon whom she resides and proclaim messages for the world. “Most times Jesus Christ appears to her and tells her lots of things especially hidden things which He (Jesus) wants us to know” declares the mother. “But the most shocking of all she has been told is about men of God whom we reverence in this country and she told us to look for a Christian newspaper. In fact, she wrote the name of your magazine and we started looking for it” – the father cuts in. ALSO READ:- Don’t Marry Your Boyfriend If He Does These 4 Things We were ushered into the spacious living room of the Ifedayos when Iretioluwa was taking her breakfast. We waited for her to finish and we settled down for the business of the day. Iretioluwa, a primary three pupil was so bold as she declared what she said was told her by Jesus Christ. According to her, my Lord and saviour said i should declare to Pastor Adeboye of the Redeemed Christian Church of God that he cannot make heaven. Though he started very well in spite of his works, he has compromised. “He has missed me a long time ago. I am only honouring my name in his life. He no longer has a place in me. Tell him to go back to his first love and drop every load of compromise he is carrying. READ ALSO: More photos from Footballer John Ogu's traditional wedding “Tell David Oyedepo that his hands are soiled with human blood. His name is not in the book of life. He has missed it a long time ago. Tell him what will profit him if he gains the whole world and end in Hell fire. David Olukoya of Mountain of fire and miracles is encouraging evil and doesn’t want to repent. Tell him to stop living a double life. He knows the stones in his hands, tell him to drop them if he MUST enter heaven, he has to live a complete life of holiness. Ayo Oritsejafor is not my servant. He has gone astray in the pursuit of fame, power, money. Warnhim to repent before he ends where his boss his. READ ASLO:- Meet The Twin Sisters Who Are Married To One Husband T.B. Joshua is an advocate of Satan in Nigeria, he has sold his soul to the devil and he knows hell is awaiting him. Christ Oyakhilome made a vow to Satan and he has succeeded to win souls for Satan. He is the front runner of the new age teachings in the world. Many pastors that hoist flags of different churches know why they are doing so. Beware of such gathering.

Fr. Mbaka Attacked for Prophesying Assassination of President Buhari

The Human Rights Writers Association of Nigeria, has decided to drag Reverend Father Ejike Mbaka’s to the Pope for his prophesy about an impending assassination of President Muhammadu Buhari. HURIWA described the prophecy as sensational and rumour peddling sponsored by corrupt politicians, Today.ng reports. The Rights group said Mbaka should cover his face in shame for displaying gross ignorance of the workings of the democratic and law based tenets and provisions of the constitution, which deems suspects brought before the court of competent jurisdiction as totally innocent in the eye of the law until contrary determination is made by the Court in line with due process of the law. “Fr Mbaka is putting his priestly calling and office to the pecuniary services of the All Progressives Congress of President Buhari because it is barely two weeks he was photographed smiling with his Political host in the Presidential mansion President Muhammadu Buhari that he emerged from his delusional hibernation to manufacture rooster- and -bull story about some plots to assassinate Mr President by corrupt politicians.” The Rights group also dismissed the prophesy as delusional and empty. “Is Fr Mbaka a judge who has passed presiding over cases of alleged graft involving any immediate past political office holder and adjudged them guilty of corrupt practices? Is Fr Mbaka unaware that as the Commander-In- Chief of the Nigerian Armed Forces that President Muhammadu Buhari is the most protected citizen in Nigeria now with hundreds of well armed and highly trained professional guards drawn from the Nigerian Military and the Secret Police headed by President Muhammadu Buhari’s Kinsman? Is Fr Mbaka unaware that Nigeria under President Muhammadu Buhari is waging a counter terror war and that the armed Islamists have vowed in several media recordings to kill not just the Commander in chief but officials of government? This MBAKA’S whitewash must be consigned to the dustbins without further delay.” HURIWA spoke in a statement signed jointly by the National Coordinator, Comrade Emmanuel Onwubiko, and the National Media Affairs Director, Zainab Yusuf.

Benue To Employ 16,000 Teachers, Renovates 444 Schools

The Benue State Government has unveiled an implementation strategy to employ 16,000 primary and secondary school teachers to boost development of education in the agrarian state. Governor Samuel Ortom stated this in Makurdi at the weekend during the presentation of the 2016 Budget christened “Budget of trust, confidence and credibility.” He added that out of the 16,000 teachers to be gainfully employed, 10, 000 are to be deployed to the primary school section while 6,000 would be trained in the secondary school system. According to Ortom, one of the pillars of his administration is qualitative education, saying that government will renovate and furnish at least 400 primary and 44 secondary schools across the state. He further stated that provision was made to upgrade the infrastructure of the College of Advanced and Professional Studies (CAPS) and Colleges of Education at Katsina-Ala and Oju towns. The governor noted that the state owned Benue State University which, he said has remained a centre of excellence, would be adequately funded and boosted with qualified staff and students to enhance the state’s human capital.

Nigeria Police Banned From Illegally Accessing Phones of Citizens

Inspector General of Police, Solomon Arase, has banned officers of the Nigerian police force from illegal accessing of mobile phones of citizens, acoording to a circular released on Monday. The IGP mandated the police officers to protect right of private and families. He also urged members of the public to contact @PoliceNG_CRU should any officer illegally search their phones. Officers of the Nigerian police force in recent times have reportedly been engaging in illegal searching of citizens’ mobile phones despite properly identifying themselves. Police officers within the Lagos and Ogun state border towns in Ojodu, Ogba, Iju Alagbole, Akute and environs are especially known to be guilty of this act.

Nigeria: December 24th, 25th and 28th Declared as Public Holidays

Nigeria: December 24th, 25th and 28th Declared as Public Holidays. =====∞======================∞===== The Federal Government of Nigeria has declared December 24, 25 and 28 as public holidays, a statement signed by the Permanent Secretary in the ministry, Mr Bassey Akpanyung, says. “The Federal Government has declared Thursday, 24th December, 2015 as public holiday to mark Eid-El-Maulud celebration. “Friday, 25th and Monday 28th December, 2015 have also been declared as public holidays to mark Christmas and Boxing Day celebration,” the statement said.